:root {
  --bg: #f5f3ef;
  --surface: #fbfbf9;
  --surface-2: #ffffff;
  --text: #101842;
  --muted: #5b637f;
  --line: #d9dde5;
  --teal: #1fc8c0;
  --teal-dark: #18b4ad;
  --navy: #0d1648;
  --shadow: 0 14px 30px rgba(14, 22, 72, 0.08);
  --radius: 22px;
  --content: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f4f3f0 0%, #f7f8fb 100%);
  line-height: 1.65;
}
a { color: var(--navy); text-decoration: none; }
a:hover { color: var(--teal-dark); }
img { max-width: 100%; height: auto; display: block; }
.container { width: min(calc(100% - 40px), var(--content)); margin: 0 auto; }
.site-header {
  position: sticky; top: 0; z-index: 20; backdrop-filter: blur(14px);
  background: rgba(245,243,239,0.9); border-bottom: 1px solid rgba(217,221,229,.8);
}
.header-inner { display:flex; align-items:center; justify-content:space-between; gap: 20px; min-height: 74px; }
.brand { font-size: 1.15rem; font-weight: 800; letter-spacing: .01em; color: var(--navy); }
.nav { display:flex; flex-wrap:wrap; gap:16px; align-items:center; }
.nav a { font-size: .96rem; color: var(--muted); }
.nav a:hover { color: var(--navy); }
.hero { padding: 56px 0 36px; }
.hero-grid { display:grid; grid-template-columns: 1.1fr .9fr; gap: 34px; align-items:start; }
.eyebrow { display:inline-block; margin-bottom: 14px; color: var(--teal-dark); font-weight: 800; letter-spacing: .04em; text-transform: uppercase; font-size: .82rem; }
.hero h1 { margin:0 0 18px; font-size: clamp(2.2rem, 4vw, 4.2rem); line-height: 1.08; letter-spacing: -0.03em; color: var(--navy); }
.lead { font-size: 1.08rem; color: var(--muted); margin:0 0 18px; max-width: 700px; }
.hero-points { margin: 20px 0 0; padding: 0; list-style: none; display:grid; gap: 12px; }
.hero-points li { position:relative; padding-left: 34px; color: var(--text); }
.hero-points li::before { content: ""; position:absolute; left:0; top:.55em; width: 14px; height: 14px; border-radius:50%; background: linear-gradient(135deg,var(--teal),#6fd6d1); box-shadow: 0 0 0 6px rgba(31,200,192,.16); }
.hero-card {
  background: linear-gradient(180deg, rgba(255,255,255,.96), rgba(251,251,249,.96));
  border: 1px solid rgba(217,221,229,.9); border-radius: 32px; padding: 24px; box-shadow: var(--shadow);
}
.hero-card h2 { margin: 0 0 14px; font-size: 1.25rem; color: var(--navy); }
.hero-table { display:grid; gap: 10px; }
.hero-row { display:grid; grid-template-columns: 48px 1fr; gap: 14px; align-items:center; border-bottom: 1px solid rgba(217,221,229,.8); padding-bottom: 10px; }
.hero-row:last-child { border-bottom: 0; padding-bottom: 0; }
.hero-num { width: 40px; height: 40px; border-radius: 14px; display:grid; place-items:center; font-weight:800; background: linear-gradient(135deg, rgba(31,200,192,.18), rgba(13,22,72,.09)); color: var(--navy); }
.hero-note { margin-top: 16px; padding-top: 16px; border-top: 1px solid rgba(217,221,229,.9); color: var(--muted); font-size:.94rem; }
main section { padding: 22px 0; }
.section-head { margin-bottom: 18px; }
.section-head h2 { margin: 0 0 10px; font-size: clamp(1.8rem,3vw,3rem); line-height: 1.12; letter-spacing: -0.02em; color: var(--navy); }
.section-head p { margin:0; color: var(--muted); max-width: 900px; }
.prose h3 { margin: 28px 0 14px; font-size: clamp(1.3rem,2vw,1.7rem); color: var(--navy); }
.prose p { margin: 0 0 16px; }
.prose ul, .prose ol { margin: 0 0 18px 0; padding-left: 22px; }
.prose li { margin-bottom: 8px; }
.figure { margin: 18px 0 6px; }
.figure img { width: 100%; border-radius: 28px; border:1px solid rgba(217,221,229,.9); box-shadow: var(--shadow); object-fit: contain; }
.figure figcaption { color: var(--muted); font-size: .95rem; margin-top: 8px; }
.data-table-wrap { overflow-x:auto; margin: 18px 0 22px; }
.data-table { width:100%; border-collapse: separate; border-spacing:0; min-width: 620px; background: rgba(255,255,255,.72); border:1px solid rgba(217,221,229,.95); border-radius: 24px; overflow:hidden; box-shadow: var(--shadow); }
.data-table th, .data-table td { padding: 16px 18px; text-align:left; vertical-align: top; }
.data-table th { background: linear-gradient(90deg, rgba(31,200,192,.14), rgba(13,22,72,.07)); color: var(--navy); font-size: .96rem; }
.data-table tr + tr td { border-top: 1px solid rgba(217,221,229,.85); }
.cards-3 { display:grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 14px; }
.info-card { background: rgba(255,255,255,.76); border:1px solid rgba(217,221,229,.95); border-radius: 24px; padding: 20px; box-shadow: var(--shadow); }
.info-card h3 { margin:0 0 8px; font-size:1.14rem; color: var(--navy); }
.info-card p { margin:0; color: var(--muted); }
.highlight-box { background: linear-gradient(135deg, rgba(13,22,72,.97), rgba(20,29,88,.96)); color:#fff; border-radius: 30px; padding: 28px; box-shadow: 0 20px 42px rgba(10, 20, 70, 0.2); }
.highlight-box h2, .highlight-box h3 { color: #fff; }
.highlight-box p, .highlight-box li { color: rgba(255,255,255,.88); }
.highlight-box ul { padding-left: 20px; }
.checklist { display:grid; gap: 12px; margin-top: 18px; }
.check-item { display:grid; grid-template-columns: 44px 1fr; gap: 14px; align-items:start; padding: 16px 18px; background: rgba(255,255,255,.78); border:1px solid rgba(217,221,229,.92); border-radius: 22px; box-shadow: var(--shadow); }
.check-icon { width: 44px; height: 44px; border-radius: 50%; display:grid; place-items:center; font-size:1.2rem; font-weight:900; color: var(--teal-dark); background: rgba(31,200,192,.14); }
.faq { display:grid; gap: 14px; }
.faq details { background: rgba(255,255,255,.78); border:1px solid rgba(217,221,229,.95); border-radius: 22px; padding: 18px 22px; box-shadow: var(--shadow); }
.faq summary { cursor:pointer; font-weight:800; color: var(--navy); list-style:none; }
.faq summary::-webkit-details-marker { display:none; }
.faq details p { margin: 12px 0 0; color: var(--muted); }
.cta-strip { margin-top: 8px; padding: 22px 26px; border-radius: 28px; background: linear-gradient(135deg, rgba(31,200,192,.16), rgba(13,22,72,.06)); border:1px solid rgba(217,221,229,.92); }
.site-footer { margin-top: 30px; padding: 26px 0 48px; border-top: 1px solid rgba(217,221,229,.86); }
.footer-grid { display:grid; grid-template-columns: 1.4fr .9fr .9fr; gap: 18px; }
.footer-title { margin:0 0 10px; font-size:1.05rem; color: var(--navy); }
.footer-links { list-style:none; margin:0; padding:0; display:grid; gap:8px; }
.small { font-size: .93rem; color: var(--muted); }
.service-page { padding: 54px 0 40px; }
.service-page h1 { margin:0 0 14px; font-size: clamp(2rem,4vw,3.2rem); color: var(--navy); }
.service-page p, .service-page li { color: var(--muted); }
.note-card { background: rgba(255,255,255,.78); border:1px solid rgba(217,221,229,.95); border-radius: 24px; padding: 22px; box-shadow: var(--shadow); }
@media (max-width: 940px) {
  .hero-grid, .footer-grid { grid-template-columns: 1fr; }
  .cards-3 { grid-template-columns: 1fr; }
  .header-inner { padding: 10px 0; }
}
@media (max-width: 720px) {
  .container { width:min(calc(100% - 24px), var(--content)); }
  .hero { padding-top: 34px; }
  .hero-card { padding: 18px; border-radius: 24px; }
  .hero-row { grid-template-columns: 40px 1fr; gap: 10px; }
  .nav { gap: 10px; }
  .section-head h2 { font-size: 2rem; }
  .check-item { grid-template-columns: 38px 1fr; padding: 14px 15px; }
}